Credit unions articles

Jun
22
2019
Oliver Sylvester-Bradley

Decentralised collaboration, Paul Mason and more: see you at OPEN 2019 next week?

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We hear from Oliver Sylvester-Bradley about exciting opportunities to collaborate at the OPEN 2019 Community Gathering, taking place in London next week.
Read more …

Mar
10
2019
Pat Conaty

How do we grow the ‘co-operative commonwealth’? Interview with Pat Conaty

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This is the second part of an interview with Pat Conaty, senior research fellow at NEF and Co-operatives UK and author of the Resilience Imperative, with Michael Lewis. We’re talking about building a co-operative commonwealth. Part 1 is here.

Read more …
Jun
7
2018
Dave Darby

Announcing the launch of NonCorporate.org – how to move away from multinational corporations

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We’re pleased to announce the launch of NonCorporate.org – our sister site, dedicated to helping people move away from multinational corporations (MNCs) for everything they need. Read more …

Feb
26
2018
Dave Darby

The next great transition will be to the Solidarity Economy with a mutual credit exchange system

34


I’ve been working in the environmental field for over 20 years, and I believe, like the National Academy of Sciences of the USA, that we’re headed for ‘biological annihilation’, and like the good folk at the Dark Mountain Project, that a crash is coming that we may or may not recover from Read more …

Nov
19
2017
Sophie Paterson

Join our new online community Living Low Impact

20


We’re excited to introduce our new Facebook group Living Low Impact – and you’re invited! Read more …

May
21
2017
Dave Darby

Can you imagine a world without money? Summary of the ‘credit commons’ idea and how it could be achieved

27


Last week I blogged about a potentially world-changing idea that could be labelled ‘credit commons’, or the catchy ‘global mutual credit system’. It’s a system of exchange that involves no money. It’s difficult to grasp at first, but the more you think about it, the more you realise that a) it’s implementable, and b) if implemented, it has the potential to end poverty, war and environmental destruction. Read more …

May
11
2017
Dave Darby

This is the best attempt I’ve seen at building a sustainable, democratic, (and inevitably moneyless) economy. It’s worth understanding what they’re saying

19


If you’ve got a sneaking suspicion that whatever we do, we’re not going to transition to a sustainable, democratic future with the current money and banking system, then I agree with you. Read more …

Apr
27
2017
Dave Darby

Why an economy that’s not dominated by the corporate sector would be much better for individuals, communities and nature

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Lowimpact.org is an organisation that was founded by two people in 2001 because of concerns about ecological damage and what that might mean for the future of humanity. The focus has always been on individual lifestyle change Read more …

Apr
24
2017
Dave Darby

Let’s build a sustainable, non-corporate world; but what exactly does ‘non-corporate’ mean?

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This is the first of two articles examining the non-corporate sector, and its advantages for ecology, democracy, communities and individuals. Here’s a checklist of the benefits of reducing the reach of the corporate sector, but first, let’s work out what kind of organisations comprise the non-corporate sector. Read more …

Apr
7
2016
Jonathan Gordon-Farleigh

Great opportunity to work with the wonderful ‘Stir to Action’

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Stir to Action is a community organisation that publishes a quarterly magazine, runs workshop programmes and short courses, produces how-to resources for setting up co-operatives and community enterprises, commissions original artwork and facilitates social economy start-ups. Read more …

Mar
15
2016
Jonathan Gordon-Farleigh

Thinking of starting a community enterprise? Win a free place on a three-day workshop

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Our friend Jonathan at Stir to Action (incorporating STIR Magazine) is hosting a three-day workshop for people who are interested in starting a community enterprise, rather than joining the corporate rat-race. He’s offering one place on this workshop for free Read more …

Feb
21
2016
Dave Darby

Mutualism: a philosophy for changing society with a difference – it’s implementable

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There are lots of ideas for changing the world – from voting to demonstrations, petitions, lifestyle change, incremental change, revolutionary change, or more of the same, only harder. The problem with many of them is that they are either ineffective or not implementable. Read more …

Jan
29
2016
Dave Darby

Nationalising assets does not mean that ‘we’ then own them. Let’s hold things ‘in common’ instead

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Nationalising something doesn’t then mean that it’s owned by ‘the people’ – i.e. by us. That would only be true if states weren’t controlled by the corporate sector. Read more …

Dec
26
2015
Dave Darby

How has the 2008 financial crash affected the wealth of the rich and the poor, and what can we do about it?

1


Have we all suffered equally since the crash of 2008? Have we all shared in the austerity? Well, no – the gap between the rich and the poor is widening in the UK, the US and in fact, in the OECD. In the US, Robert Reich reports that 95% of economic gains since 2009 have gone to the top 1%. Read more …

Jun
24
2015
Dave Darby

Low-impact & the city 1: introduction – how possible is it to live in a sustainable, non-corporate way in a city?

23


I lived at Redfield Community for 13 years – it’s where Lowimpact.org was born – but now I live in London, and so I’m assessing my options for living as low-impact a life as I can. Read more …

Oct
8
2014
Dave Darby

Where do banks get the money for mortgages from?

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The simple answer is that they don’t have it. They check your credit record, decide you’re OK, type some numbers into a computer and suddenly you owe them a significant portion of your income for 25 years, plus interest. Read more …

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