Mutual credit info articles

This section will develop into a compendium of technical information on this topic - please let us know if you have information to contribute, and we will acknowledge you.

Upcoming book on new economy built around a mutual credit core

Dave Darby of has a contract to produce a book about growing a new economy, in communities, with mutual credit at the core. This page provides an overview, and below are key resources by chapter (click on chapter heading): video interviews with relevant people whilst researching the book, plus articles and websites providing additional information. The chapter resources will be expanded as more interviews are conducted and relevant articles and websites identified. Read more …

Chapter 1 – Money: what it is, where it comes from, its origins and history

Chapter 2 – Trouble: problems caused by the money system

Chapter 3 – Decentralisation: centralised vs decentralised approaches

Chapter 4 – Mutuality: how mutual credit works; benefits; history

Chapter 5 – Neutrality: why the left vs. right battle is outdated

Chapter 6 – Clubs: setting up and running clubs, trade credits, taxes, storing value

Chapter 7 – Community: building networks of trust & resilience, what communities could be like, community wealth building, prices

Chapter 8 – Variety: exchange, employment, housing, social care, food, energy, etc.

Chapter 9 – Federation: the Credit Commons

Chapter 10 – Transcendence: inc. call to action

A community-owned business-to-business barter system: advice and proposal

by Matthew Slater

This proposal argues that the barter industry is captive to its software providers, and that a different, community-owned, model of software ownership could free the barter industry from the poor practices and over-extraction that now hold it back. Read more …

Credit commons: a global mutual credit system?

Mutual credit schemes are designed to supplement national currencies, not replace them. However, there are now plans afoot to build a global system called Credit Commons, by allowing local schemes to intertrade. Read more …

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