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Articles by
Hans-Florian Hoyer
A brief history of credit clearing, with Hans-Florian Hoyer
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Hans-Florian Hoyer is a retired banker and academic who specialises in the history of credit clearing – especially credit clearing at medieval trade fairs. Credit clearing is a crucial part of building a new commons economy, because it reduces the need for money and banks in communities, and it helps small businesses survive through difficult times.