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    How ‘chamas’ and mutual credit are changing Africa: Shaila Agha of the Sarafu Network

    Today I’m talking with Shaila Agha of the Sarafu Network about ‘chamas’ and mutual credit, and how they’re changing Africa. Read more

    The Future of Money (Part 2): with Brett Scott

    This is part 2 of a conversation with Brett Scott, author and specialist in the money system. Here’s his excellent YouTube channel, and I’ll add links to other things we talk about as well. Part 1 is here. Read more

    The Future of Money (Part 1): with Brett Scott

    Today I’m talking with Brett Scott, author and specialist in the money system. Here’s his excellent YouTube channel, and I’ll add links to other things we talk about as well. Read more

    Decentralised collaboration, Paul Mason and more: see you at OPEN 2019 next week?

    We hear from Oliver Sylvester-Bradley about exciting opportunities to collaborate at the OPEN 2019 Community Gathering, taking place in London next week. Read more

    How do we grow the ‘co-operative commonwealth’? Interview with Pat Conaty

    We talk about growing a co-operative commonwealth in the second part of an interview with Pat Conaty, senior research fellow at NEF and Co-operatives UK and author of the Resilience Imperative, with Michael Lewis. Read more

    Announcing the launch of NonCorporate.org – how to move away from multinational corporations

    Dave Darby of Lowimpact.org | 07-Jun-2018 | 7

    We’re pleased to announce the launch of NonCorporate.org – our sister site, dedicated to helping people move away from multinational corporations (MNCs) for everything they need. Read more

    The next great transition will be to the Solidarity Economy with a mutual credit exchange system

    Dave Darby of Lowimpact.org | 26-Feb-2018 | 34

    I’ve been working in the environmental field for over 20 years, and I believe, like the National Academy of Sciences of the USA, that we’re headed for ‘biological annihilation’, and like the good folk at the Dark Mountain Project, that a crash is coming that we may or may not recover from Read more

    Can you imagine a world without money? Summary of the ‘credit commons’ idea and how it could be achieved

    Dave Darby of Lowimpact.org | 21-May-2017 | 27

    Last week I blogged about a potentially world-changing idea that could be labelled ‘credit commons’, or the catchy ‘global mutual credit system’. It’s a system of exchange that involves no money. It’s difficult to grasp at first, but the more you think about it, the more you realise that a) it’s implementable, and b) if… Continue reading Can you imagine a world without money? Summary of the ‘credit commons’ idea and how it could be achieved Read more

    This is the best attempt I’ve seen at building a sustainable, democratic, (and inevitably moneyless) economy. It’s worth understanding what they’re saying

    Dave Darby of Lowimpact.org | 11-May-2017 | 20

    If you’ve got a sneaking suspicion that whatever we do, we’re not going to transition to a sustainable, democratic future with the current money and banking system, then I agree with you. Read more

    Why an economy that’s not dominated by the corporate sector would be much better for individuals, communities and nature

    Dave Darby of Lowimpact.org | 27-Apr-2017 | 3

    Lowimpact.org is an organisation that was founded by two people in 2001 because of concerns about ecological damage and what that might mean for the future of humanity. The focus has always been on individual lifestyle change Read more

    Let’s build a sustainable, non-corporate world; but what exactly does ‘non-corporate’ mean?

    Dave Darby of Lowimpact.org | 24-Apr-2017 | 0

    This is the first of two articles examining the non-corporate sector, and its advantages for ecology, democracy, communities and individuals. Here’s a checklist of the benefits of reducing the reach of the corporate sector, but first, let’s work out what kind of organisations comprise the non-corporate sector. Read more

    Great opportunity to work with the wonderful ‘Stir to Action’

    Stir to Action is a community organisation that publishes a quarterly magazine, runs workshop programmes and short courses, produces how-to resources for setting up co-operatives and community enterprises, commissions original artwork and facilitates social economy start-ups. Read more

    Thinking of starting a community enterprise? Win a free place on a three-day workshop

    Our friend Jonathan at Stir to Action (incorporating STIR Magazine) is hosting a three-day workshop for people who are interested in starting a community enterprise, rather than joining the corporate rat-race. He’s offering one place on this workshop for free Read more

    Mutualism: a philosophy for changing society with a difference – it’s implementable

    Dave Darby of Lowimpact.org | 21-Feb-2016 | 11

    There are lots of ideas for changing the world – from voting to demonstrations, petitions, lifestyle change, incremental change, revolutionary change, or more of the same, only harder. The problem with many of them is that they are either ineffective or not implementable. Read more

    Nationalising assets does not mean that ‘we’ then own them. Let’s hold things ‘in common’ instead

    Dave Darby of Lowimpact.org | 29-Jan-2016 | 1

    Nationalising something doesn’t then mean that it’s owned by ‘the people’ – i.e. by us. That would only be true if states weren’t controlled by the corporate sector. Read more

    How has the 2008 financial crash affected the wealth of the rich and the poor, and what can we do about it?

    Dave Darby of Lowimpact.org | 26-Dec-2015 | 1

    Have we all suffered equally since the crash of 2008? Have we all shared in the austerity? Well, no – the gap between the rich and the poor is widening in the UK, the US and in fact, in the OECD. In the US, Robert Reich reports that 95% of economic gains since 2009 have… Continue reading How has the 2008 financial crash affected the wealth of the rich and the poor, and what can we do about it? Read more

    Where do banks get the money for mortgages from?

    Dave Darby of Lowimpact.org | 08-Oct-2014 | 1

    The simple answer is that they don’t have it. They check your credit record, decide you’re OK, type some numbers into a computer and suddenly you owe them a significant portion of your income for 25 years, plus interest. Read more

    There’s a crash coming – a slap from Mother Nature. This isn’t pessimistic; it’s realistic.

    The human impact on nature and on each other is accelerating and needs systemic change to reverse.

    We’re not advocating poverty, or a hair-shirt existence. We advocate changes that will mean better lives for almost everyone.

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