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    Credit clearing posts

    Easy ways that you can help grow the commons movement

    We’ve put out requests for help before – in blog articles, at public events and via word of mouth. And they worked. In Stroud, we now have a core group of 10 people and three sector groups – housing commons, land common and leisure commons, with 8-10 people each. Read more

    I was interviewed about the commons by the ‘Voice of Islam’ radio station

    Dave Darby of Lowimpact.org | 11-Mar-2024 | 0

    I was invited to be interviewed about the commons and mutual credit for a show on the radio station ‘Voice of Islam’ called ‘Beyond Capitalism: Mutual Economics’. Read more

    Festival of Commoning, Stroud, Gloucs, Sep 13-15, 2024

    A Festival of Commoning in the UK: Stroud, Gloucestershire, September 13/14/15 2024. The time is right for a Festival of the Commons. Read more

    Bath presentation: introducing the commons

    Dave Darby of Lowimpact.org | 21-Jan-2024 | 0

    We were invited to give a presentation at the Bath Royal Literary & Scientific Institution on Jan 9th. Here’s the transcript and slides. Read more

    Explaining the commons economy

    Dave Darby of Lowimpact.org | 17-Dec-2023 | 6

    The word ‘commons’ can mean different things to different people. We’ve been working with specialists to help build the commons economy, so we’d like to concisely describe what we mean, and how you can join us. Read more

    Free online: 2024 revised and expanded edition of ‘The End of Money’

    Tom Greco of Beyond Money | 06-Nov-2023 | 1

    I read the first edition of this book around 12 years ago. It changed my life and put me on the path to where I am now – trying to build the commons economy. New 2024 edition, free online. Read more

    How to solve the money problem in a nutshell

    Tom Greco of Beyond Money | 30-Jul-2023 | 2

    This article from Tom Greco contains the basics of what you need to know about money, currency, credit and exchange. Read more

    Conversation with Jem Bendell, part 2: how should we respond to the collapse of capitalism?

    Jem Bendell of JemBendell.com | 02-Jul-2023 | 0

    This is the second part of a conversation between Dave Darby of Lowimpact.org and Jem Bendell, professor of sustainability leadership at the University of Cumbria, and author of the now famous 2018 Deep Adaptation paper that claimed that we’re on an inevitable path to civilisational collapse. Read more

    Move over #DeFi & #ReFi; hello #CoFi – collaborative finance for the commons

    Matthew Slater reports on the first Collaborative Finance Gathering at the Commons Hub, Austria, May 22-28, 2023, where the concept of ‘co-fi’ was born. Read more

    Stroud Commons 4: new website

    Dave Darby of Lowimpact.org | 14-May-2023 | 0

    Stroud Commons now has a website – stroudcommons.org. Please tell anyone you know in Stroud about us. We’re looking for people to get involved. Read more

    Stroud Commons part 3: ‘Money Talks’ public event with Brett Scott, May 19

    Dave Darby of Lowimpact.org | 23-Apr-2023 | 0

    Stroud ‘commoners club’ is hosting a public event at the Trinity Rooms in Stroud on Friday, May 19 at 7pm. If you live in Stroud, please do come along, and if you know anyone in Stroud, please let them know. Read more

    How credit clearing can change the global monetary system: interview with Tomaž Fleischman of Informal Systems

    Tom Woodroof of Lowimpact and Mutual Credit Services talks with Tomaž Fleischman of Informal Systems about credit clearing. We believe that credit clearing is one of the four crucial tools in building a new commons economy. Read more

    A brief history of credit clearing, with Hans-Florian Hoyer

    Hans-Florian Hoyer of | 19-Feb-2023 | 0

    Hans-Florian Hoyer is a retired banker and academic who specialises in the history of credit clearing – especially credit clearing at medieval trade fairs. Credit clearing is a crucial part of building a new commons economy, because it reduces the need for money and banks in communities, and it helps small businesses survive through difficult times. Read more

    Career change? Work with Mutual Credit Services

    Invitation to apply to work with Mutual Credit Services. We’ve got more work in prospect than we can handle, and what we really need now is more creative human capacity. Read more

    How credit clearing can help system change: Michael Hallam of Local Loop Lancaster & Morecambe

    In this interview I’m talking with Michael Hallam, who is involved with the Ethical Small Traders Association (ESTA) in Lancaster, and has recently been working with Mutual Credit Services on a credit clearing project called Local Loop Lancaster & Morecambe. Credit clearing is an important part of what needs to happen to build a new, ‘commons’ economy. Read more

    Credit clearing: reducing the need for money and banks

    Dave Darby of Lowimpact.org | 15-Jan-2023 | 2

    There’s a new topic on Lowimpact.org – credit clearing. It’s an important part of the move towards a new, post-capitalist, commons economy, because it reduces the need for bank-issued money. Read more

    How to contribute to the Credit Commons Society

    Fancy doing something new, interesting, rewarding and potentially world-changing in the new year? Matthew Slater, co-author of the Credit Commons white paper explains how you can join an interesting group of people, and contribute to the development of the Credit Commons Society. Read more

    A range of new monetary tools for a completely new economy: Tom Woodroof of Mutual Credit Services, Part 2

    This is Part 2 of an interview with Tom Woodroof, who made the move from the world of nuclear physics to the world of mutual credit and monetary change. I’m going to find out more about his work, and how it can contribute to (quite revolutionary) change. Read more

    My journey from nuclear physics to mutual credit: Tom Woodroof of Mutual Credit Services

    This is Part 1 of an interview with Tom Woodroof of Mutual Credit Services, who made the shift from the world of nuclear physics to the world of mutual credit. Read more

    Incredible new research: how small businesses can be saved post-Covid

    Dave Darby of Lowimpact.org | 07-Mar-2021 | 5

    It seems pretty obvious that there’s a giant economic slump on the way that’s going to sweep away millions of small and medium-sized businesses around the world, so that Amazon can step in to continue to try to take over the entire global economy. Read more

    There’s a crash coming – a slap from Mother Nature. This isn’t pessimistic; it’s realistic.

    The human impact on nature and on each other is accelerating and needs systemic change to reverse.

    We’re not advocating poverty, or a hair-shirt existence. We advocate changes that will mean better lives for almost everyone.

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