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Low-impact money posts

A range of new monetary tools for a completely new economy: Tom Woodroof of Mutual Credit Services, Part 2

This is Part 2 of an interview with Tom Woodroof, who made the move from the world of nuclear physics to the world of mutual credit and monetary change. I’m going to find out more about his work, and how it can contribute to (quite revolutionary) change. Read more

My journey from nuclear physics to mutual credit: Tom Woodroof of Mutual Credit Services

This is Part 1 of an interview with Tom Woodroof of Mutual Credit Services, who made the shift from the world of nuclear physics to the world of mutual credit. Read more

Introducing the Credit Commons Society

The Credit Commons Society has been formed to promote and educate about, and to govern the Credit Commons protocol as it evolves to serve the needs of more groups, in the same way that the Linux Foundation looks after the Linux operating system. Read more

Matthew Slater’s review of recent money news

The Credit Commons protocol was written by Matthew Slater. It’s the ‘language’ that allows groups all over the world to connect and interact. It’s a bit like the rules of chess – it doesn’t matter what kind of chess pieces or board people are using, as long as they abide by the universally-accepted rules of chess, they can play together. Read more

Join ‘Way Out Economics’ for a new economic system

Diana Finch of Bristol Pay | 11-Sep-2022 | 0

Bristol Pay and the Credit Commons Society have joined forces to organise a gathering of practitioners, thought leaders and funders focused on nurturing a new economic system. The event will be hybrid, with the ‘in real life’ element being in Bristol. Read more

New tools and ideas for building the commons economy

Dave Darby of Lowimpact.org | 24-Jul-2022 | 4

The Commons economy is not, like capitalism, built around the private ownership of the means of production – but neither is it, like socialism, built on the state ownership of those means. It’s about reinstating the commons, that have been gradually enclosed over the centuries, first by the state and more recently by capitalists. Read more

Grace Rachmany: comparing ideas for a moneyless economy, Part 2

Part 2 of an interview with Grace Rachmany, of DAO Leadership and Voice of Humanity. She has some very interesting ideas around currency design and building a new economy based on community / reputation. As with all our interviewees, we think you’ll be interested in her ideas, and what she’s up to. Read more

Review of Brett Scott’s ‘Cloud Money’

Dave Darby of Lowimpact.org | 25-May-2022 | 0

Review of Brett Scott’s ‘Cloud Money’, a ‘convoluted payments circuitry, tied together by institutions you cannot see, but who can see you’. Read more

Grace Rachmany: comparing ideas for a moneyless economy

eas around currency design and building a new economy based on community / reputation. As with all our interviewees, we think you’ll be interested in her ideas, and what she’s up to. Read more

How the state favours big business and causes inflation with ‘Quantitative Sleazing’

A new essay on the economics of the pandemic suggests that the recent inflation is a sign that that failure is accelerating towards us. It’s an important reminder for us to ask ourselves how ready we are to both cope and help others in a crumbling economy. Read more

Mutual Credit Services – keeping communities alive after COVID: Investment, saving & location

Dave Darby of Lowimpact.org | 20-Mar-2022 | 1

Mutual Credit Services (MCS), whose mission is to help build local mutual credit ‘clubs’ in the UK and overseas, and to link them together to form a global moneyless trading network – the ‘Credit Commons’. Here we’re looking at savings and investments in a mutual credit world, as well as the importance of physical location. Read more

Mutual Credit Services – keeping communities alive after COVID: Community groups & individuals

Dave Darby of Lowimpact.org | 13-Mar-2022 | 0

This is the fifth in a series of articles looking at the development of Mutual Credit Services (MCS), whose mission is to help build local mutual credit ‘clubs’ in the UK and overseas, and to link them together to form a global moneyless trading network – the ‘Credit Commons’. Here we’re looking at community groups and individual consumers. Read more

Mutual Credit Services – keeping communities alive after COVID: Local authorities & anchor institutions

Dave Darby of Lowimpact.org | 06-Mar-2022 | 2

This is the fourth in a series of articles looking at the development of Mutual Credit Services (MCS), whose mission is to help build local mutual credit ‘clubs’ in the UK and overseas, and to link them together to form a global moneyless trading network – the ‘Credit Commons’. Here we’re looking at local authorities and anchor institutions Read more

Mutual Credit Services – keeping communities alive after COVID: Trade Credit Clubs and credit clearing

Dave Darby of Lowimpact.org | 27-Feb-2022 | 0

Third in a series of articles looking at the development of Mutual Credit Services (MCS), whose mission is to help build local mutual credit ‘clubs’ in the UK and overseas, and to link them together to form a global moneyless trading network – the ‘Credit Commons’. Read more

Mutual Credit Services – keeping communities alive after COVID: explaining the Credit Commons Protocol

Dave Darby of Lowimpact.org | 20-Feb-2022 | 0

of Mutual Credit Services (MCS), whose mission is to help build local mutual credit ‘clubs’ in the UK and overseas, and to link them together in a global trading network. Here we provide a basic explanation of the Credit Commons Protocol. Read more

Mutual Credit Services – keeping communities alive after COVID: introduction

Dave Darby of Lowimpact.org | 13-Feb-2022 | 4

Members of the Lowimpact.org co-op are involved with Mutual Credit Services (MCS), whose mission is to help build local mutual credit ‘clubs’ in the UK and overseas, and to link them together in a global trading network. We’re often asked about the current state of play, and so we’ve put together a series of 6 articles to explain what progress we’ve made. Read more

Is money the root of all evil? Shaun Chamberlin Part 2

This is Part 2 of a conversation with Shaun Chamberlin (Part 1 is here). Shaun left the board of the Ecological Land Co-op as I joined. He’s been involved with the Transition Network – he wrote the Transition Timeline. His website is Dark Optimism. He took on the work of David Fleming after his death,… Continue reading Is money the root of all evil? Shaun Chamberlin Part 2 Read more

Happy new economy in 2022

Dave Darby of Lowimpact.org | 02-Jan-2022 | 2

This is a 2022 New Year’s message to everyone I know, or who uses this website, reads our blog and/or watches our videos. I’m an optimist. Eventually, I think we can turn things around. And even if we can’t, if we help the people in our network to do what they do, at the very… Continue reading Happy new economy in 2022 Read more

Explaining mutual credit to small business owners

Dave Darby of Lowimpact.org | 14-Nov-2021 | 0

At Lowimpact.org, we’ve been banging on about something called ‘mutual credit’ for about 3 or 4 years now – constantly trying to think of ways to explain it that can be grasped really quickly. We think it really is a world-changing idea – in that it can help keep wealth in communities, keep small businesses… Continue reading Explaining mutual credit to small business owners Read more

Does ‘system change’ advocacy mean ‘anti-capitalism’?

Dave Darby of Lowimpact.org | 17-Oct-2021 | 13

What I mean by system change is system replacement, rather than system tweaking (aka ‘prolonging the agony’). This raises (not begs – please, not begs) three questions: Read more

There’s a crash coming – a slap from Mother Nature. This isn’t pessimistic; it’s realistic.

The human impact on nature and on each other is accelerating and needs systemic change to reverse.

We’re not advocating poverty, or a hair-shirt existence. We advocate changes that will mean better lives for almost everyone.

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