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Low-impact money posts

Is the corporate digital takeover of big cities ‘progress’?

Dave Darby of Lowimpact.org | 01-Jan-2024 | 0

In Brett Scott’s blog post, The War on Informality, he talks about his impressions of London after some time away, how it’s becoming more and more difficult to escape surveillance capitalism, and how it’s seeping into every area of Londoners’ lives. Read more

Free online: 2024 revised and expanded edition of ‘The End of Money’

Tom Greco of Beyond Money | 06-Nov-2023 | 1

I read the first edition of this book around 12 years ago. It changed my life and put me on the path to where I am now – trying to build the commons economy. New 2024 edition, free online. Read more

‘Bear ye one another’s burdens’: friendly societies for social welfare

Dave Darby of Lowimpact.org | 30-Oct-2023 | 1

Every neighbourhood had a friendly society. At their height, just before WW1 9 million people were members of friendly societies in the UK! Read more

Decentralising power: the why, what, how and who of growing the commons economy

Dave Darby of Lowimpact.org | 08-Oct-2023 | 11

Why we need to replace capitalism with a commons economy; who will do it and how. Read more

More on the money problem: it doesn’t have to be ‘scarce’

Following on from a recent post by Tom Greco, on the essential nature of money, Dil Green of Lowimpact.org and Mutual Credit Services here talks about its apparent scarcity, how that negatively affects our communities and our well-being, and how it could be different – based on mutual credit and the commons economy. Read more

How to solve the money problem in a nutshell

Tom Greco of Beyond Money | 30-Jul-2023 | 2

This article from Tom Greco contains the basics of what you need to know about money, currency, credit and exchange. Read more

Building back differently: peasant economics and heritage craft

Eloise Sentito of These Isles | 16-Jul-2023 | 5

If a fair share of the planet is a couple of ‘useful’ global hectares per individual, the planet could sustain about 10 billion people living primitively. Read more

Conversation with Jem Bendell, part 2: how should we respond to the collapse of capitalism?

Jem Bendell of JemBendell.com | 02-Jul-2023 | 0

This is the second part of a conversation between Dave Darby of Lowimpact.org and Jem Bendell, professor of sustainability leadership at the University of Cumbria, and author of the now famous 2018 Deep Adaptation paper that claimed that we’re on an inevitable path to civilisational collapse. Read more

Conversation with Jem Bendell, part 1: is industrial capitalism coming to an end?

Jem Bendell of JemBendell.com | 25-Jun-2023 | 6

This is the first part of a conversation between Dave Darby of Lowimpact.org and Jem Bendell, professor of sustainability leadership at the University of Cumbria, and author of the now famous 2018 Deep Adaptation paper that claimed that we’re on an inevitable path to civilisational collapse. Read more

Move over #DeFi & #ReFi; hello #CoFi – collaborative finance for the commons

Matthew Slater reports on the first Collaborative Finance Gathering at the Commons Hub, Austria, May 22-28, 2023, where the concept of ‘co-fi’ was born. Read more

Regenerative traditions in Africa: inspiration for the commons everywhere

Building the commons may be hard in wealthier countries, where traditions of mutual aid were lost many years ago. But they’re still alive and well in other parts of the world – as this article by Janet of Grassroots Economics / Sarafu Network shows. I interviewed the director of Grassroots Economics, Shaila Agha, who told me about ‘chamas’ in Kenya – mutual savings groups, built on trusted relationships in local communities. Read more

Stroud Commons 4: new website

Dave Darby of Lowimpact.org | 14-May-2023 | 0

Stroud Commons now has a website – stroudcommons.org. Please tell anyone you know in Stroud about us. We’re looking for people to get involved. Read more

Stroud Commons part 3: ‘Money Talks’ public event with Brett Scott, May 19

Dave Darby of Lowimpact.org | 23-Apr-2023 | 0

Stroud ‘commoners club’ is hosting a public event at the Trinity Rooms in Stroud on Friday, May 19 at 7pm. If you live in Stroud, please do come along, and if you know anyone in Stroud, please let them know. Read more

Matthew Slater’s review of recent money news

Matthew Slater, co-author of the Credit Commons white paper, produces a biannual (usually!) roundup of money news he finds interesting. Here’s the latest. Read more

How credit clearing can change the global monetary system: interview with Tomaž Fleischman of Informal Systems

Tom Woodroof of Lowimpact and Mutual Credit Services talks with Tomaž Fleischman of Informal Systems about credit clearing. We believe that credit clearing is one of the four crucial tools in building a new commons economy. Read more

A brief history of credit clearing, with Hans-Florian Hoyer

Hans-Florian Hoyer of | 19-Feb-2023 | 0

Hans-Florian Hoyer is a retired banker and academic who specialises in the history of credit clearing – especially credit clearing at medieval trade fairs. Credit clearing is a crucial part of building a new commons economy, because it reduces the need for money and banks in communities, and it helps small businesses survive through difficult times. Read more

Career change? Work with Mutual Credit Services

Invitation to apply to work with Mutual Credit Services. We’ve got more work in prospect than we can handle, and what we really need now is more creative human capacity. Read more

Matthew Slater’s money news roundup

Matthew Slater, co-author of the Credit Commons white paper, produces a biannual roundup of money news he finds interesting. Here’s the latest. Read more

How credit clearing can help system change: Michael Hallam of Local Loop Lancaster & Morecambe

In this interview I’m talking with Michael Hallam, who is involved with the Ethical Small Traders Association (ESTA) in Lancaster, and has recently been working with Mutual Credit Services on a credit clearing project called Local Loop Lancaster & Morecambe. Credit clearing is an important part of what needs to happen to build a new, ‘commons’ economy. Read more

Credit clearing: reducing the need for money and banks

Dave Darby of Lowimpact.org | 15-Jan-2023 | 2

There’s a new topic on Lowimpact.org – credit clearing. It’s an important part of the move towards a new, post-capitalist, commons economy, because it reduces the need for bank-issued money. Read more

There’s a crash coming – a slap from Mother Nature. This isn’t pessimistic; it’s realistic.

The human impact on nature and on each other is accelerating and needs systemic change to reverse.

We’re not advocating poverty, or a hair-shirt existence. We advocate changes that will mean better lives for almost everyone.

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