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    Mutual credit posts

    Matthew Slater’s money news roundup

    Matthew Slater, co-author of the Credit Commons white paper, produces a biannual roundup of money news he finds interesting. Here’s the latest. Read more

    How credit clearing can help system change: Michael Hallam of Local Loop North West

    In this interview I’m talking with Michael Hallam, who is involved with the Ethical Small Traders Association (ESTA) in Lancaster, and has recently been working with Mutual Credit Services on a credit clearing project called Local Loop North West. Credit clearing is an important part of what needs to happen to build a new, ‘commons’ economy. Read more

    How to contribute to the Credit Commons Society

    Fancy doing something new, interesting, rewarding and potentially world-changing in the new year? Matthew Slater, co-author of the Credit Commons white paper explains how you can join an interesting group of people, and contribute to the development of the Credit Commons Society. Read more

    A range of new monetary tools for a completely new economy: Tom Woodroof of Mutual Credit Services, Part 2

    This is Part 2 of an interview with Tom Woodroof, who made the move from the world of nuclear physics to the world of mutual credit and monetary change. I’m going to find out more about his work, and how it can contribute to (quite revolutionary) change. Read more

    My journey from nuclear physics to mutual credit: Tom Woodroof of Mutual Credit Services

    This is Part 1 of an interview with Tom Woodroof of Mutual Credit Services, who made the shift from the world of nuclear physics to the world of mutual credit. Read more

    Introducing the Credit Commons Society

    The Credit Commons Society has been formed to promote and educate about, and to govern the Credit Commons protocol as it evolves to serve the needs of more groups, in the same way that the Linux Foundation looks after the Linux operating system. Read more

    Matthew Slater’s review of recent money news

    The Credit Commons protocol was written by Matthew Slater. It’s the ‘language’ that allows groups all over the world to connect and interact. It’s a bit like the rules of chess – it doesn’t matter what kind of chess pieces or board people are using, as long as they abide by the universally-accepted rules of chess, they can play together. Read more

    Join ‘Way Out Economics’ for a new economic system

    Diana Finch of Bristol Pay | 11-Sep-2022 | 0

    Bristol Pay and the Credit Commons Society have joined forces to organise a gathering of practitioners, thought leaders and funders focused on nurturing a new economic system. The event will be hybrid, with the ‘in real life’ element being in Bristol. Read more

    How to spread the idea of (much) more radical change?

    Dave Darby of Lowimpact.org | 07-Aug-2022 | 3

    We need system change, no less (i.e. system replacement, rather than trying to tweak this fundamentally damaging system). Here, I want to talk more about how I came to this conclusion, and what the route to radical change might be. Read more

    New tools and ideas for building the commons economy

    Dave Darby of Lowimpact.org | 24-Jul-2022 | 4

    The Commons economy is not, like capitalism, built around the private ownership of the means of production – but neither is it, like socialism, built on the state ownership of those means. It’s about reinstating the commons, that have been gradually enclosed over the centuries, first by the state and more recently by capitalists. Read more

    Grace Rachmany: comparing ideas for a moneyless economy, Part 2

    Part 2 of an interview with Grace Rachmany, of DAO Leadership and Voice of Humanity. She has some very interesting ideas around currency design and building a new economy based on community / reputation. As with all our interviewees, we think you’ll be interested in her ideas, and what she’s up to. Read more

    Review of Brett Scott’s ‘Cloud Money’

    Dave Darby of Lowimpact.org | 25-May-2022 | 0

    Review of Brett Scott’s ‘Cloud Money’, a ‘convoluted payments circuitry, tied together by institutions you cannot see, but who can see you’. Read more

    Grace Rachmany: comparing ideas for a moneyless economy

    eas around currency design and building a new economy based on community / reputation. As with all our interviewees, we think you’ll be interested in her ideas, and what she’s up to. Read more

    Co-operative social care with sociocracy and mutual credit: Emma Back of the Equal Care Co-op

    Emma Back of Equal Care Co-op | 10-Apr-2022 | 0

    There are some very interesting aspects to the Equal Care Co-op, including ‘Teams’, sociocratic decision-making and an internal payments system that could be described as a cross between mutual credit, timebanking, tokenising, and recognition of informal labour, including emotional labour and care work. Read more

    How the state favours big business and causes inflation with ‘Quantitative Sleazing’

    A new essay on the economics of the pandemic suggests that the recent inflation is a sign that that failure is accelerating towards us. It’s an important reminder for us to ask ourselves how ready we are to both cope and help others in a crumbling economy. Read more

    Mutual Credit Services – keeping communities alive after COVID: Investment, saving & location

    Dave Darby of Lowimpact.org | 20-Mar-2022 | 1

    Mutual Credit Services (MCS), whose mission is to help build local mutual credit ‘clubs’ in the UK and overseas, and to link them together to form a global moneyless trading network – the ‘Credit Commons’. Here we’re looking at savings and investments in a mutual credit world, as well as the importance of physical location. Read more

    Mutual Credit Services – keeping communities alive after COVID: Community groups & individuals

    Dave Darby of Lowimpact.org | 13-Mar-2022 | 0

    This is the fifth in a series of articles looking at the development of Mutual Credit Services (MCS), whose mission is to help build local mutual credit ‘clubs’ in the UK and overseas, and to link them together to form a global moneyless trading network – the ‘Credit Commons’. Here we’re looking at community groups and individual consumers. Read more

    Mutual Credit Services – keeping communities alive after COVID: Local authorities & anchor institutions

    Dave Darby of Lowimpact.org | 06-Mar-2022 | 2

    This is the fourth in a series of articles looking at the development of Mutual Credit Services (MCS), whose mission is to help build local mutual credit ‘clubs’ in the UK and overseas, and to link them together to form a global moneyless trading network – the ‘Credit Commons’. Here we’re looking at local authorities and anchor institutions Read more

    Mutual Credit Services – keeping communities alive after COVID: Trade Credit Clubs and credit clearing

    Dave Darby of Lowimpact.org | 27-Feb-2022 | 0

    Third in a series of articles looking at the development of Mutual Credit Services (MCS), whose mission is to help build local mutual credit ‘clubs’ in the UK and overseas, and to link them together to form a global moneyless trading network – the ‘Credit Commons’. Read more

    Mutual Credit Services – keeping communities alive after COVID: explaining the Credit Commons Protocol

    Dave Darby of Lowimpact.org | 20-Feb-2022 | 0

    of Mutual Credit Services (MCS), whose mission is to help build local mutual credit ‘clubs’ in the UK and overseas, and to link them together in a global trading network. Here we provide a basic explanation of the Credit Commons Protocol. Read more

    There’s a crash coming – a slap from Mother Nature. This isn’t pessimistic; it’s realistic.

    The human impact on nature and on each other is accelerating and needs systemic change to reverse.

    We’re not advocating poverty, or a hair-shirt existence. We advocate changes that will mean better lives for almost everyone.

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