The Credit Commons protocol was written by Matthew Slater. It’s the ‘language’ that allows groups all over the world to connect and interact. It’s a bit like the rules of chess – it doesn’t matter what kind of chess pieces or board people are using, as long as they abide by the universally-accepted rules of chess, they can play together. Read more

Bristol Pay and the Credit Commons Society have joined forces to organise a gathering of practitioners, thought leaders and funders focused on nurturing a new economic system. The event will be hybrid, with the ‘in real life’ element being in Bristol. Read more

We need system change, no less (i.e. system replacement, rather than trying to tweak this fundamentally damaging system). Here, I want to talk more about how I came to this conclusion, and what the route to radical change might be. Read more

The Commons economy is not, like capitalism, built around the private ownership of the means of production – but neither is it, like socialism, built on the state ownership of those means. It’s about reinstating the commons, that have been gradually enclosed over the centuries, first by the state and more recently by capitalists. Read more

Part 2 of an interview with Grace Rachmany, of DAO Leadership and Voice of Humanity. She has some very interesting ideas around currency design and building a new economy based on community / reputation. As with all our interviewees, we think you’ll be interested in her ideas, and what she’s up to. Read more

Review of Brett Scott’s ‘Cloud Money’, a ‘convoluted payments circuitry, tied together by institutions you cannot see, but who can see you’. Read more

eas around currency design and building a new economy based on community / reputation. As with all our interviewees, we think you’ll be interested in her ideas, and what she’s up to. Read more

There are some very interesting aspects to the Equal Care Co-op, including ‘Teams’, sociocratic decision-making and an internal payments system that could be described as a cross between mutual credit, timebanking, tokenising, and recognition of informal labour, including emotional labour and care work. Read more

A new essay on the economics of the pandemic suggests that the recent inflation is a sign that that failure is accelerating towards us. It’s an important reminder for us to ask ourselves how ready we are to both cope and help others in a crumbling economy. Read more

Mutual Credit Services (MCS), whose mission is to help build local mutual credit ‘clubs’ in the UK and overseas, and to link them together to form a global moneyless trading network – the ‘Credit Commons’. Here we’re looking at savings and investments in a mutual credit world, as well as the importance of physical location. Read more

This is the fifth in a series of articles looking at the development of Mutual Credit Services (MCS), whose mission is to help build local mutual credit ‘clubs’ in the UK and overseas, and to link them together to form a global moneyless trading network – the ‘Credit Commons’. Here we’re looking at community groups and individual consumers. Read more

This is the fourth in a series of articles looking at the development of Mutual Credit Services (MCS), whose mission is to help build local mutual credit ‘clubs’ in the UK and overseas, and to link them together to form a global moneyless trading network – the ‘Credit Commons’. Here we’re looking at local authorities and anchor institutions Read more

Third in a series of articles looking at the development of Mutual Credit Services (MCS), whose mission is to help build local mutual credit ‘clubs’ in the UK and overseas, and to link them together to form a global moneyless trading network – the ‘Credit Commons’. Read more

of Mutual Credit Services (MCS), whose mission is to help build local mutual credit ‘clubs’ in the UK and overseas, and to link them together in a global trading network. Here we provide a basic explanation of the Credit Commons Protocol. Read more

Members of the Lowimpact.org co-op are involved with Mutual Credit Services (MCS), whose mission is to help build local mutual credit ‘clubs’ in the UK and overseas, and to link them together in a global trading network. We’re often asked about the current state of play, and so we’ve put together a series of 6 articles to explain what progress we’ve made. Read more

This is Part 2 of a conversation with Shaun Chamberlin (Part 1 is here). Shaun left the board of the Ecological Land Co-op as I joined. He’s been involved with the Transition Network – he wrote the Transition Timeline. His website is Dark Optimism. He took on the work of David Fleming after his death,… Continue reading Is money the root of all evil? Shaun Chamberlin Part 2 Read more

At Lowimpact.org, we’ve been banging on about something called ‘mutual credit’ for about 3 or 4 years now – constantly trying to think of ways to explain it that can be grasped really quickly. We think it really is a world-changing idea – in that it can help keep wealth in communities, keep small businesses… Continue reading Explaining mutual credit to small business owners Read more

What I mean by system change is system replacement, rather than system tweaking (aka ‘prolonging the agony’). This raises (not begs – please, not begs) three questions: Read more

This is the third and final part of an interview with weaver and mutual credit enthusiast Eloise Sentito of These Isles, in which we talk about the prices of craft produce, and how mutual credit can help. Part 1 contained advice for anyone considering a career as a weaver, and part 2 was about the… Continue reading Craft production, prices and mutual credit: weaving Read more

Below are some things that I believe, some that I don’t believe and some that I know. Do you believe similar things? If so, stay in touch. Alternatives are being built – change is coming. Nothing stays the same forever. Read more