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    Mutual credit posts

    Grace Rachmany: comparing ideas for a moneyless economy

    eas around currency design and building a new economy based on community / reputation. As with all our interviewees, we think you’ll be interested in her ideas, and what she’s up to. Read more

    Co-operative social care with sociocracy and mutual credit: Emma Back of the Equal Care Co-op

    Emma Back of Equal Care Co-op | 10-Apr-2022 | 0

    There are some very interesting aspects to the Equal Care Co-op, including ‘Teams’, sociocratic decision-making and an internal payments system that could be described as a cross between mutual credit, timebanking, tokenising, and recognition of informal labour, including emotional labour and care work. Read more

    How the state favours big business and causes inflation with ‘Quantitative Sleazing’

    A new essay on the economics of the pandemic suggests that the recent inflation is a sign that that failure is accelerating towards us. It’s an important reminder for us to ask ourselves how ready we are to both cope and help others in a crumbling economy. Read more

    Mutual Credit Services – keeping communities alive after COVID: Investment, saving & location

    Dave Darby of Lowimpact.org | 20-Mar-2022 | 1

    Mutual Credit Services (MCS), whose mission is to help build local mutual credit ‘clubs’ in the UK and overseas, and to link them together to form a global moneyless trading network – the ‘Credit Commons’. Here we’re looking at savings and investments in a mutual credit world, as well as the importance of physical location. Read more

    Mutual Credit Services – keeping communities alive after COVID: Community groups & individuals

    Dave Darby of Lowimpact.org | 13-Mar-2022 | 0

    This is the fifth in a series of articles looking at the development of Mutual Credit Services (MCS), whose mission is to help build local mutual credit ‘clubs’ in the UK and overseas, and to link them together to form a global moneyless trading network – the ‘Credit Commons’. Here we’re looking at community groups and individual consumers. Read more

    Mutual Credit Services – keeping communities alive after COVID: Local authorities & anchor institutions

    Dave Darby of Lowimpact.org | 06-Mar-2022 | 2

    This is the fourth in a series of articles looking at the development of Mutual Credit Services (MCS), whose mission is to help build local mutual credit ‘clubs’ in the UK and overseas, and to link them together to form a global moneyless trading network – the ‘Credit Commons’. Here we’re looking at local authorities and anchor institutions Read more

    Mutual Credit Services – keeping communities alive after COVID: Trade Credit Clubs and credit clearing

    Dave Darby of Lowimpact.org | 27-Feb-2022 | 0

    Third in a series of articles looking at the development of Mutual Credit Services (MCS), whose mission is to help build local mutual credit ‘clubs’ in the UK and overseas, and to link them together to form a global moneyless trading network – the ‘Credit Commons’. Read more

    Mutual Credit Services – keeping communities alive after COVID: explaining the Credit Commons Protocol

    Dave Darby of Lowimpact.org | 20-Feb-2022 | 0

    of Mutual Credit Services (MCS), whose mission is to help build local mutual credit ‘clubs’ in the UK and overseas, and to link them together in a global trading network. Here we provide a basic explanation of the Credit Commons Protocol. Read more

    Mutual Credit Services – keeping communities alive after COVID: introduction

    Dave Darby of Lowimpact.org | 13-Feb-2022 | 2

    Members of the Lowimpact.org co-op are involved with Mutual Credit Services (MCS), whose mission is to help build local mutual credit ‘clubs’ in the UK and overseas, and to link them together in a global trading network. We’re often asked about the current state of play, and so we’ve put together a series of 6 articles to explain what progress we’ve made. Read more

    Is money the root of all evil? Shaun Chamberlin Part 2

    This is Part 2 of a conversation with Shaun Chamberlin (Part 1 is here). Shaun left the board of the Ecological Land Co-op as I joined. He’s been involved with the Transition Network – he wrote the Transition Timeline. His website is Dark Optimism. He took on the work of David Fleming after his death,… Continue reading Is money the root of all evil? Shaun Chamberlin Part 2 Read more

    Explaining mutual credit to small business owners

    Dave Darby of Lowimpact.org | 14-Nov-2021 | 0

    At Lowimpact.org, we’ve been banging on about something called ‘mutual credit’ for about 3 or 4 years now – constantly trying to think of ways to explain it that can be grasped really quickly. We think it really is a world-changing idea – in that it can help keep wealth in communities, keep small businesses… Continue reading Explaining mutual credit to small business owners Read more

    Does ‘system change’ advocacy mean ‘anti-capitalism’?

    Dave Darby of Lowimpact.org | 17-Oct-2021 | 13

    What I mean by system change is system replacement, rather than system tweaking (aka ‘prolonging the agony’). This raises (not begs – please, not begs) three questions: Read more

    Craft production, prices and mutual credit: weaving

    Eloise Sentito of These Isles | 10-Oct-2021 | 4

    This is the third and final part of an interview with weaver and mutual credit enthusiast Eloise Sentito of These Isles, in which we talk about the prices of craft produce, and how mutual credit can help. Part 1 contained advice for anyone considering a career as a weaver, and part 2 was about the… Continue reading Craft production, prices and mutual credit: weaving Read more

    Where’s the problem – politics, economy or population?

    Dave Darby of Lowimpact.org | 22-Aug-2021 | 5

    Below are some things that I believe, some that I don’t believe and some that I know. Do you believe similar things? If so, stay in touch. Alternatives are being built – change is coming. Nothing stays the same forever. Read more

    Community energy, mutual credit and the mutualist economy

    Jon Halle of Sharenergy | 18-Jul-2021 | 0

    This is the third part of an interview with Jon Halle of Sharenergy, about the prospects for keeping energy production local and mutualised. Here we talk about community energy, mutual credit and mutualisation of the economy. Read more

    How ‘chamas’ and mutual credit are changing Africa: Shaila Agha of the Sarafu Network

    Today I’m talking with Shaila Agha of the Sarafu Network about ‘chamas’ and mutual credit, and how they’re changing Africa. Read more

    What kind of work do we want to do? Is working with our hands passé?

    Dave Darby of Lowimpact.org | 20-Jun-2021 | 0

    There’s an approach to life that sees craft jobs, or smallholding and food production, including baking, brewing and beekeeping, as well as any kind of job that involves manual work and dexterity as somehow retrograde and passé, and that ‘work’ now means mainly putting on a suit and travelling to an office to do something-or-other… Continue reading What kind of work do we want to do? Is working with our hands passé? Read more

    John Thackara: ‘Strange’ ideas don’t sound so strange in strange times

    John Thackara of Thackara.com | 13-Jun-2021 | 3

    This is part 2 of a conversation with John Thackara. In part 1 we talked about what the future might hold for humanity, and here we talk about what our responses might be. ‘Strange’ ideas might be required for strange times. Read more

    A brief history of money

    Dave Darby of Lowimpact.org | 06-Jun-2021 | 7

    Here’s a quick and dirty history of money. Since I’ve been involved in the mutual credit world, I’ve been reading various ‘history of money’ texts, and so I thought I’d organise the notes I’ve taken into a blog article. It’s a half-hour read, to accompany our new ‘Low-impact money’ topic, and I think it gives… Continue reading A brief history of money Read more

    Join our presentation: the Credit Commons protocol – tech agnostic, low-friction transactions for all

    Dave Darby of Lowimpact.org | 26-May-2021 | 7

    You’re invited to join our presentation on the ‘Credit Commons’ – a protocol to connect and unite mutual credit groups globally – on Friday 4 June from 4-5.30pm. Sign up here. Read more

    There’s a crash coming – a slap from Mother Nature. This isn’t pessimistic; it’s realistic.

    The human impact on nature and on each other is accelerating and needs systemic change to reverse.

    We’re not advocating poverty, or a hair-shirt existence. We advocate changes that will mean better lives for almost everyone.

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