of Mutual Credit Services (MCS), whose mission is to help build local mutual credit ‘clubs’ in the UK and overseas, and to link them together in a global trading network. Here we provide a basic explanation of the Credit Commons Protocol. Read more

Members of the Lowimpact.org co-op are involved with Mutual Credit Services (MCS), whose mission is to help build local mutual credit ‘clubs’ in the UK and overseas, and to link them together in a global trading network. We’re often asked about the current state of play, and so we’ve put together a series of 6 articles to explain what progress we’ve made. Read more

This is Part 2 of a conversation with Shaun Chamberlin (Part 1 is here). Shaun left the board of the Ecological Land Co-op as I joined. He’s been involved with the Transition Network – he wrote the Transition Timeline. His website is Dark Optimism. He took on the work of David Fleming after his death,… Continue reading Is money the root of all evil? Shaun Chamberlin Part 2 Read more

At Lowimpact.org, we’ve been banging on about something called ‘mutual credit’ for about 3 or 4 years now – constantly trying to think of ways to explain it that can be grasped really quickly. We think it really is a world-changing idea – in that it can help keep wealth in communities, keep small businesses… Continue reading Explaining mutual credit to small business owners Read more

What I mean by system change is system replacement, rather than system tweaking (aka ‘prolonging the agony’). This raises (not begs – please, not begs) three questions: Read more

This is the third and final part of an interview with weaver and mutual credit enthusiast Eloise Sentito of These Isles, in which we talk about the prices of craft produce, and how mutual credit can help. Part 1 contained advice for anyone considering a career as a weaver, and part 2 was about the… Continue reading Craft production, prices and mutual credit: weaving Read more

Below are some things that I believe, some that I don’t believe and some that I know. Do you believe similar things? If so, stay in touch. Alternatives are being built – change is coming. Nothing stays the same forever. Read more

This is the third part of an interview with Jon Halle of Sharenergy, about the prospects for keeping energy production local and mutualised. Here we talk about community energy, mutual credit and mutualisation of the economy. Read more

Today I’m talking with Shaila Agha of the Sarafu Network about ‘chamas’ and mutual credit, and how they’re changing Africa. Read more

There’s an approach to life that sees craft jobs, or smallholding and food production, including baking, brewing and beekeeping, as well as any kind of job that involves manual work and dexterity as somehow retrograde and passé, and that ‘work’ now means mainly putting on a suit and travelling to an office to do something-or-other… Continue reading What kind of work do we want to do? Is working with our hands passé? Read more

This is part 2 of a conversation with John Thackara. In part 1 we talked about what the future might hold for humanity, and here we talk about what our responses might be. ‘Strange’ ideas might be required for strange times. Read more

Here’s a quick and dirty history of money. Since I’ve been involved in the mutual credit world, I’ve been reading various ‘history of money’ texts, and so I thought I’d organise the notes I’ve taken into a blog article. It’s a half-hour read, to accompany our new ‘Low-impact money’ topic, and I think it gives… Continue reading A brief history of money Read more

You’re invited to join our presentation on the ‘Credit Commons’ – a protocol to connect and unite mutual credit groups globally – on Friday 4 June from 4-5.30pm. Sign up here. Read more

Nature, democracy and community aren’t partisan issues. No-one sensible, of any political persuasion, speaks out against them. They’re essential for human well-being. But they’re being destroyed, and disunity wastes energy and prevents us from being able to do anything about it. Read more

This is Part 2 of a conversation with Michael Linton – founder of LETS, the moneyless exchange system. In Part 1 we talked about LETSystems and why it didn’t grow in the way Michael would have liked, and in Part 2 we’re going to talk about his new idea – Open Money. Read more

This is Part 1 of a conversation with Michael Linton – inventor of LETS, the moneyless exchange system. I want to talk about that, and he has a new idea called Open Money that we’ll talk about in Part 2. Read more

I’d like to introduce Will Ruddick, who set up the Grassroots Economics Foundation in Kenya around ten years ago, that runs a very successful mutual credit network (called the Sarafu Network) there. Read more

Nothing we do to try to move to a sustainable, healthy and democratic society will work as long as we have the current money system, because money has two conflicting functions. It can be used to buy and sell things, and it can be used to store, hoard, accumulate and become wealthy with. As long… Continue reading Saving and investment in a mutual credit world Read more

I’m writing a book – published by Chelsea Green next January – about the possibility of building a new economy around a moneyless, mutual credit core, at a time when money is going to be scarce. I’m often told that the best way to get new ideas across is with a story. Read more

It seems pretty obvious that there’s a giant economic slump on the way that’s going to sweep away millions of small and medium-sized businesses around the world, so that Amazon can step in to continue to try to take over the entire global economy. Read more