Info, news & debate
Rotating savings & credit associations (ROSCAs)

Predicting financial collapse (and what to do about it)
How likely is financial collapse? Matthew Slater, blogger and co-author of the Credit Commons white paper, looks into it:

Free online: 2024 revised and expanded edition of ‘The End of Money’
I read the first edition of this book around 12 years ago. It changed my life and put me on the path to where I am now – trying to build the commons economy. New 2024 edition, free online.

‘Bear ye one another’s burdens’: friendly societies for social welfare
Every neighbourhood had a friendly society. At their height, just before WW1 9 million people were members of friendly societies in the UK!

More on the money problem: it doesn’t have to be ‘scarce’
Following on from a recent post by Tom Greco, on the essential nature of money, Dil Green of Lowimpact.org and Mutual Credit Services here talks about its apparent scarcity, how that negatively affects our communities and our well-being, and how it could be different – based on mutual credit and the commons economy.

Regenerative traditions in Africa: inspiration for the commons everywhere
Building the commons may be hard in wealthier countries, where traditions of mutual aid were lost many years ago. But they’re still alive and well in other parts of the world – as this article by Janet of Grassroots Economics / Sarafu Network shows. I interviewed the director of Grassroots Economics, Shaila Agha, who told me about ‘chamas’ in Kenya – mutual savings groups, built on trusted relationships in local communities.

A range of new monetary tools for a completely new economy: Tom Woodroof of Mutual Credit Services, Part 2
This is Part 2 of an interview with Tom Woodroof, who made the move from the world of nuclear physics to the world of mutual credit and monetary change. I’m going to find out more about his work, and how it can contribute to (quite revolutionary) change.

Review of Brett Scott’s ‘Cloud Money’
Review of Brett Scott’s ‘Cloud Money’, a ‘convoluted payments circuitry, tied together by institutions you cannot see, but who can see you’.

How ‘chamas’ and mutual credit are changing Africa: Shaila Agha of the Sarafu Network
Today I’m talking with Shaila Agha of the Sarafu Network about ‘chamas’ and mutual credit, and how they’re changing Africa.

A brief history of money
Here’s a quick and dirty history of money. Since I’ve been involved in the mutual credit world, I’ve been reading various ‘history of money’ texts, and so I thought I’d organise the notes I’ve taken into a blog article. It’s a half-hour read, to accompany our new ‘Low-impact money’ topic, and I think it gives …

The Future of Money (Part 1): with Brett Scott
Today I’m talking with Brett Scott, author and specialist in the money system. Here’s his excellent YouTube channel, and I’ll add links to other things we talk about as well.

Re-cooperativising the Co-op Bank? Shaun Fensom of Save Our Bank
Today I’m talking with Shaun Fensom of ‘Save Our Bank’ – the Co-op Bank, that is. But of course it’s not a co-operative any more, and part of what the group wants to do is to help bring the bank back into co-operative ownership.

The alternative to the current money system: Tim Jenkin, Matthew Slater & Dil Green
Here I interview Tim Jenkin, Matthew Slater and Dil Green (and Keith the cat, briefly, until he got bored – see video) about the money system, the problems it causes and what could replace it. Fascinating insights from three people who have spent an enormous amount of time thinking about the money system.

Why an economy that’s not dominated by the corporate sector would be much better for individuals, communities and nature
Lowimpact.org is an organisation that was founded by two people in 2001 because of concerns about ecological damage and what that might mean for the future of humanity. The focus has always been on individual lifestyle change